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Life Insurance • provide a powerful gift with big benefits

You have a life insurance policy that you have had for some years and may no longer need for personal or financial reasons. Or you may wish to make a gift to NLSF but don’t have the capital to do so. In such cases, there may be an opportunity to make a significant gift to NLSF through a life insurance policy:

    • by naming NLSF as beneficiary on your current policy;
    • by creating a new policy naming NLSF the beneficiary;
    • by donating the policy to NLSF, instructing the insurance company to make NLSF the owner and beneficiary of the policy. In this instance, you are entitled to a charitable tax deduction in the year you transferred the policy equal to the cash value of the policy.

Benefits to you

  • Receive a charitable tax credit.
  • Avoid probate or administration fees. Gifts of life insurance are less susceptible to being contested than a charitable bequest, and they provide privacy.
  • Designate your gift to a Schools Foundation priority that meets your interest, such as scholarships, special initiative or program.


For more information

Crystal Dennison, Executive Director of Nanaimo-Ladysmith Schools Foundation, will work closely and confidentially with you and your advisors to ensure your planned gift suits your financial and philanthropic needs. Please contact Crystal at 250.753.4074 or

We work with: Cash donations, Memorial gifts, Endowment/Wills, Life Insurance policies, Securities
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